I thought I had the mortgage market totally researched, and had talked to many kind & intelligent agents with other firms. But, when I talked to Blackhawk, the financials, i.e. ‘what’s in it for me’, were the best. And, Phillip was so accomodating of my questions and transparent. I never felt like I was in a game to find the hidden fees. Talking with Phillip is like talking with an old friend, but with the highest professionalism and courtesy. Blackhawk’s online system was also easier to use than Rocketmortgage and others I have used in the past.